Buying a new home is a monumental decision, and finding the right mortgage is paramount. At Country Properties, we go beyond just helping you find your dream home – we’re your partners in finding the ideal mortgage for you too.
While our branches may not provide financial advice directly, we work with an extensive network of seasoned advisors who are more than equipped to assist you. They possess the expertise to guide you through the intricate world of mortgages, ensuring you make an informed choice that aligns perfectly with your goals.
Whether it’s a variable rate loan, a fixed-rate mortgage, a standard variable rate, or a tracker mortgage, our expert mortgage advisors can demystify the complexities and find the perfect solution for you and your family.
Types of mortgages
- Standard Variable: Lender-determined repayment rates independent of the Bank of England base rate.
- Tracker Mortgage: Interest rates mirroring the Bank of England base rate, usually for an introductory period before transitioning to a standard variable rate.
- Discount Mortgage: Allows you to pay the lender’s standard variable rate with a fixed discounted amount for a specified duration.
- Fixed-Rate: Consistent interest rate throughout the entire term, regardless of market fluctuations.
Our advisors can run through the advantages of each mortgage type, helping you pinpoint the one tailored to your unique circumstances. Beyond these, they’re equipped to provide insights into equity release and home remortgaging – a significant segment of the UK home loan landscape.
But that’s not all – we offer a comprehensive financial review and advisory service. This invaluable resource assists you in determining the most suitable mortgage type for your needs. Our experts are ready to offer guidance on pensions, wills, and other financial aspects to ensure your financial wellbeing.
With 12 branches spanning Hertfordshire and Bedfordshire, Country Properties is part of the esteemed The Property Franchise Group. When you reach out to our friendly and professional advisors, they’ll inform you of their regulatory status and the array of products they can provide, including different types of mortgages for first-time buyers.
To make your journey even smoother, we offer an innovative online mortgage calculator. Simply input your desired loan amount, term, interest rate, and payment preference to receive an instant estimate of your monthly payments.
Why wait? Reach out to us today for expert guidance on mortgages, remortgaging, and more. At Country Properties, we’re not just here to help you find your dream home; we’re here to help you turn that dream into reality. Contact us now to embark on your path to homeownership.
